bank exams General Awareness Questions

51.   The Constitution Bench of the Supreme Court, recently, ruled that the govt cannot impose ____________on linguistic minority for imparting primary education.

        1) mother tongue

        2) English language

        3) Hindi language

        4) any foreign language

        5) None of these

52.   Giving three years’ time to comply with the new norms, the capital market regulator, Securities and Exchange Board of India (Sebi), raised the minimum net worth criteria of asset management companies from Rs 10 cr to _______earlier this year.

        1) Rs 20 cr       2) Rs 30 cr        3) Rs 40 cr

        4) Rs 50 cr       5) Rs 70 cr

53.   After a long wait and legal hurdles, which of the new airlines was granted the flying licence by aviation regulator DGCA recently?

        1) SkyJet Air           2) AirAsia India

        3) Club One Air        4) Blue Dart Aviation

        5) None of these

54.   The ‘Nabhratna’ flying test bird aircraft was handed over to DRDO recently. Which of the following statements is/are NOT correct about the aircraft?

        1) It has been developed by Mahindra Aerospace                        Private Limited.

        2) The aircraft will be used by Bangalore based               Electronics and Radar Development                                 Establishment (LRDE) as flying test bed (FTB)                       for evaluation of performance of various                                radars being developed by it.

        3) This aircraft is equipped with indigenous                                 synthetic Aperture Radar and state-of-the-art      avionics and communication system.

        4) The use of flying test bed (FTB) aircraft will               reduce the cycle time for development for                       airborne system.

        5) It is a modified Dornier (DO-228) aircraft.

55.   The RBI panel on credit information submitted its report with the recommendations like providing a free copy of their credit profile to customers recently. The panel was headed by who among the following?

        1) Deepak Parekh         2) Shikha Kapil sharma

        3) Aditya Puri             4) Chanda Kochhar

        5) Pratip Chaudhuri

56.   According to a recent survey conducted by the Assocham, an alarming number of children are using social networking site Facebook. This is happening in spite of the strict norms that prohibit children under age _______from opening an account on social. networking sites.

        1) 12 years      2) 13 years        3) 15 years

        4) 16 years      5) 18 years

57.   The UN-backed REDD+ programme is associated with which of the following? It offers incentives for developing countries.

        1) Encouraging cattle herding

        2) Saving endangered species

        3) Control of endemic diseases

        4) Reduction in carbon emissions

        5) None of these

58.       Which of the following Asian nations is all set to become Asia’s first animal cruelty-free cosmetics zone as it has introduced a draft notification that bans import of animal-tested cosmetics? A ban on animal-tested cosmetics is already in place in the country.

1) Japan                  2) India             3) Sri Lanka

        4) Bhutan        5) Myanmar

59.   Uber Cup is associated with which of the following games?

        1) Men’s badminton

        2) Women’s badminton

        3) Men’s tennis

        4) Women’s tennis

        5) None of these

60.   The market borrowing programme of the State govts is finalised by the Central govt and the _______, keeping in view the provisions of Article 293(3) of the Constitution of India.

        1) National Development Council

        2) SEBI

        3) NABARD

        4) Planning Commission

        5) None of these

61.   Which of the following sports federations in India has been accorded status of National Sports Federation recently and now it will represent India in international events? Earlier, the Sports Ministry had de-recognised it for not adhering to govt guidelines.

        1) Hockey India

        2) Indian Boxing Federation

        3) All India Tennis Association

        4) Badminton Association of India

        5) None of these

62.   The Lok Sabha poll schedule was announced recently by the Election Commissioner of India. Who among the following is the current Chief Election Commissioner?

        1) KG Balakrishnan            2) Navin Chawla

        3) VS Samapath            4) Harishankar Brahma

        5) SY Quraishi

63.   The RBI has extended the date for exchanging pre-2005 banknotes and has advised banks to facilitate the exchange of these notes for full value and without causing any inconvenience to the public. Now exchange will be available till:

        1) 31 Jul 2014                          2) 30 Sep 2014

        3) 1 Jan 2015                           4) 31 Jan 2015

        5) 31 Mar 2015

64.   Sheila Dikshit has been appointed Governor of which of the following states recently?

        1) Karnataka    2) Tamil Nadu  3) Kerala

        4) Odisha         5) None of these

65.   Which of the following state govts has announced to introduce health insurance scheme for journalists with provision of insurance cover worth Rs 1 lakh per annum for them?

        1) Madhya Pradesh        2) Uttar Pradesh

        3) Odisha                      4) Kerala

        5) None of these

66.   Graeme Smith, who retired from international cricket, recently, was erstwhile captain of which of the following teams?

        1) Australia                               2) West Indies

        3) New Zealand                        4) South Africa

        5) None of these

67.   In a ground-breaking discovery, researchers have found that nearly 4,200 years ago the Indus Valley civilisation was doomed by:

        1) A monster drought       2) A massive flood

        3) An epidemic                                       4) An invasion

        5) None of these

68.   As announced by the Election Commission, the Lok Sabha elections will be held between 7 Apr and 12 May in how many phases? These elections will witness the highest number of phases so far.

        1) Five             2) Six                3) Seven

        4) Nine            5) Eleven

69.   In case of dishonour of a cheque due to insufficient funds in the account of the person drawing the cheque, a court can punish the guilty (defaulter) with a prison term of two years and/or a fine, which can be as high as ________the cheque amount.

        1) Twice          2) Thrice           3) Four-times

        4) Five-times   5) None of these

70.   What is the priority sector lending target (as per cent to net bank credit) for foreign banks in India with less than 20 branches?

        1) 20 per cent  2) 22 per cent   3) 30 per cent

        4) 32 per cent  5) 40 per cent

71.   The two-day World Green Economy Summit (WGES) 2014, a global effort to combat climate change, was held at which of the following places recently?

        1) Dubai          2) Doha        3) Kuala Lumpur

        4) Jakarta         5) Manama

72.   The National Human Rights Commission (NHRC) has sought a report from the health ministry on the action taken to stop the use of which of the following chemicals for the artificial ripening of fruit recently?

        1) Acetylene                             2) Benzene

        3) Calcium carbide                   4) Ethylene

        5) None of these

73.   With a view to improving the aesthetic ambience along stations, the Railways plans to start a pilot project ‘Green Curtains’ at major tourist destinations. Which of the following stations will receiver Green Curtains first?

        1) Jaipur             2) Agra          3) New Delhi

        4) Both 1) and 2)  5) All the above

74.   The annual blood donation drive organized of which of the following private sector banks in India in Dec 2013 has been recognized as the largest effort of its kind across the globe and has set a Guinness World Record?

        1) ICICI           2) HDFC          

        3) Axis bank    4) Kotak Mahindra          

        5) Federal bank

75.   Which of the following countries have agreed to join hands on an initiative for Kanchenjunga trans-boundary landscape to address biodiversity conservation in a sustainable way in the Himalayan region?

        1) India, China and Bhutan

        2) India, Nepal and Bangladesh

        3) India, Nepal and Bhutan

        4) China, Nepal and Bhutan

        5) None of these

76.   India is the world’s ninth biggest military spender in the world as of now. Which of the following countries is the largest spender?

        1) Russia         2) China            3) US

        4) Japan           5) Germany

77.   The issue of fresh securities by an unlisted company for the first time is called

        1) Exchange Traded Fund

        2) Initial Public Offering

        3) Rights issue

        4) Follow-on Public Offering

        5) None of these

78.   After remaining 10 years in orbit, which of the following communication satellites of India retired recently?

        1) GSAT-14     2) INSAT-3E    3) IRNSS-1B

        4) GSAT-16     5) None of these

79.   Which of the following two states in India together account for about half of the total mango production in India?

        1) Andhra Pradesh and Uttar Pradesh

        2) Andhra Pradesh and Karnataka

        3) Kerala and Uttar Pradesh

        4) Andhra Pradesh and Bihar

        5) Odisha and Uttar Pradesh

80.   The World Bank has announced that it is increasing its lending capacity to developing countries such as China, India and Brazil. The Bank would increase its annual lending to these middle-income countries to as much as _________over the next decade.

        1) USD 15 bn  2) USD 18 bn   3) USD 22 bn

        4) USD 25 bn  5) USD 28 bn

81.    Which of the following is correct about Special Drawing Rights (SDR) created by the International Monetary Fund (IMF)?

        1) SDR is an international reserve asset created               by the IMF in 1969.    

        2) Each member country of IMF has SDRs                                  allocated to it in proportion to its quota in the      IMF.

        3) Its value is based on a basket of key                                        international currencies - the euro, Japanese         yen, pound sterling, and US dollar.

        4) All the above

        5) Only 2) and 3)  

82.    One of India’s best-known authors and journalists, Khushwant Singh died recently. Which of the following statements is/are correct about him?

        1) He started his writing career with Yojana, the              Planning Commission’s journal which he                         founded and edited.

        2) He was a Member of Parliament from 1980                to 1986.

        3) He was awarded the Padma Bhushan (1974)               and Padma Vibhushan (2007).          

        4) All the above

        5) Only 2) and 3)

83.    Which of the following public sector lenders has announced, for the first time in its history, to offload around Rs 5,000 cr of its Rs 67,799 cr dud assets to asset reconstruction companies (ARCs) recently?

        1) Union Bank of India      

        2) State Bank of India

        3) Punjab National Bank                          

        4) Canara Bank

        5) None of these

84.    UN unanimously voted in favor of resolution condemning illegal oil export from which of the following countries recently?

        1) Syria            2) Libya            3) Yemen       

        4) Iraq             5) None of these

85.    The Reserve Bank came out with final guidelines for the non-banking finance companies (NBFCs) with regard to the early detection and recovery of bad loans recently. Which of the following is correct in this regard?

        1) The guidelines will be effective from 1 Apr                            2015.       

        2) Before a loan account turns into an NPA,                               NBFCs will be required to identify incipient         stress in the account by creating a sub-asset                category ‘special mention accounts’ (SMA).

        3) The Bank permitted NBFCs to sell NPAs to                other banks, financial institutions or NBFCs         without any initial holding period.      

        4) All the above

        5) Only 2) and 3)  

86.    The Pulitzer Price for Fiction -2014 has been awarded to Donna Tratt, for her novel ___?

        (1) The Son                                  

        (2) The Woman Who Lost Her Soul

        (3) The Gold Finch                       

        (4) The Secret History

        (5) None of these

87.    Consider the following statements with respect to the recent BIMSTEC (Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation) Summit which was held on 1 March to 4 March 2014.

        (A) BIMSTEC group consist of 8 countries viz:               India, Sri Lanka, China, Bhutan, Myanmar,                      Nepal and Thailand

        (B) Third BIMSTEC Summit was held in Nay                              Pyi Taw, Myanmar.

        (C) The main purposes of BIMSTEC are to                                  create an enabling environment for rapid                                economic development and accelerate social                   progress in the sub-region.

        Which of the above statements is/are correct in this context?

         (1) Only A & B                       (2) Only B & C

        (3) Only A & C                                               (4) All the above

        (5) None of these

88.    Over a decade after the state-run banks launched Kisan Credit Cards, which of the following private sector lenders introduced its own card “Kisan Card” through which a farmer can withdraw up to Rs 1 lakh per day from automated teller machines (ATMs)?

        1) HDFC          2) Axis Bank   3) ICICI

        4) Federal Bank 5) IndusInd Bank

89.    Heena Sidhu is associated with which of the following games? She was in news, recently, as she appeared on the cover of Dec 2013 issue of the magazine published by the international body of the game.

        1) Air pistol     2) Boxing         3) Archery

        4) Discus throw 5) None of these

90.  Currently, the aggregate foreign investment (FDI, FII and NRI) limit for public sector banks (PSBs) is :

        1) 20 per cent                           2) 24 per cent

        3) 49 per cent                           4) 74 per cent

        5) None of these

91.   Which of the following measures should be taken when an economy is going through inflationary pressures?

        A. The Direct taxes should increased

        B. The Interest rate should be reduced

        C. The public spending should be increased

        Select the correct answer from the options given below

        (1) Only A                         (2) Only B

        (3) Only B & C                  (4) Only A & B

92.    National Income is generated from:

        (1) Any money making activity

        (2) Any labourios activity

        (3) Any profit-making activity

        (4) Any productive

93.    The term stagflation refers to a situation where:

        (1) Growth has no relation with the change in                              prices

        (2) Rate of Growth and Prices both are decreasing

        (3)  Rate of Growth is faster than the rate of prices                      increase

        (4) Rate of Growth is slower than the rate of                               prices increase

94.    Gross Domestic Product is defined as the value of all:

        (1) Goods produced in an economy in a year

        (2) Goods and services produced in an economy                         in a year

        (3) Final Goods produced in an economy in a year

        (4) Final Goods and services produced in an                               economy in a year

95.    The Draft of the Five Year Plans in India is approved by the:

        (1) National Development Council

        (2) Planning Commission

        (3) National Productivity Council

        (4) Ministry of Finance

96.    Deficit financing implies-

        (1) Printing new currency notes

        (2) Replacing new currency with worn out                                   currency

        (3) Public revenue in excess of public expenditure

        (4) Public expenditure in excess of public revenue

97.    Depreciation means:

        (1) Closure of a plant due to lockout

        (2) Closure of a plant due to labor trouble

        (3) Loss of equipment over time due to wear tear

        (4) Destruction of plant in a fire accident

98.    During periods of Inflation, tax rates should:

        (1) Increase                              (2) Decrease

        (3) Remain Constant                 (4) Fluctuate

99.    Devaluation of a currency means

        (1) reduction in the value of a currency vis-a-vis                         major internationally traded currencies

        (2) permitting the currency to seek its worth in                the international market

        (3) fixing the value of the currency in conjunction                      with the movement in the value of a basket of                         pre-determined currencies

        (4) fixing the value of currency in multilateral                             consultation with the IMF, the World Bank and                         major trading partners

100.  If the cash reserve ratio is lowered by the RBI, its impact on credit creation will be to

        (1) increase it                (2) decrease it

        (3) no impact                 (4) None of the above

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